Structural Deficit
Structural Deficit
Structural Deficit Market Archetype Mechanical Natural
Tier
Priority Review
Trajectory Thumbprint

Structural Deficit

What does this mean?

Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.

The Path Forward

The Truth-Teller

Forces necessary, painful cuts to preserve the core. It demands that the organization stop borrowing from its future and align its current programmatic output with actual sustainable revenue.

The Truth-Teller
The Truth-Teller
Institutional Health Scores
5-yr trend: Structural Deficit
Overall
35
Score
Governance
45
Score
Financial
10
Score
Program
60
Score

Institutional Epochs

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Financial Era
Governance Era
Trajectory Era
Structural Deficit

Historical Performance

Year Revenue Top Comp Comp % Rev Score Phase Label Outlook Details
2024 Hidden Hidden Unknown
2023 Hidden Hidden 16.4% 35 Critical Intervention Needed Decline Risk
2022 10.3% 38 Financially Distressed Recovery
2021 13.9% 32 Critical Intervention Needed Recovery
2020 14.9% 31 Critical Intervention Needed Recovery
2019 20.3% 29 Critical Intervention Needed Decline Risk
2018 17.2% 33 Critical Intervention Needed Stable Watch
2017 21.0% 33 Critical Intervention Needed Recovery
2016 15.5% 31 Critical Intervention Needed Recovery
2015 9.9% 32 Critical Intervention Needed Recovery
2014 22.2% 24 Critical Intervention Needed Decline Risk
2013 10.3% 34 Critical Intervention Needed Stable Watch
2012 12.1% 34 Critical Intervention Needed Stable Watch

Officer compensation history

Tax year 2025

Name Title Phone Email Compensation
Holly Arnold Executive Dir. 9.1% of Rev
Stilian Kirov Board Member 7.3% of Rev
Beth Pandol Board President
Alan Doud Board President
Nicole Giumarra MS RD Secretary
Patrick Paggi CPA Treasurer
Tasha Clayton Board President
Jim Bell Endowment Rep
Helen Crosby Board President
Alan Avery Board Member
Ira Cohen Board Member
Mona Pankey Board Member
Doug Pierce CPA Board Member
Justin Salters Board Member
Jason Cater Board Member
Shannon Lowther Executive Advis
Rick Stevens Board Member
Stephen Sanders Board Member
Jennifer Self Board Member
Terri Church Board Member
Kamal Bhakta Board Member
Bradford Anderson MD Board Member
Ken Beurmann Board Member
Melissa Fortune CPA Board Member
Russel Huge Board Member
Cory Williams Board Member
Xavier Canez Board Member
Mary Cervantes Board Member
Keith Wolaridge Board Member

Tax year 2023

Name Title Phone Email Compensation
Holly Arnold Executive Dir. 8.5% of Rev
Bruce Peters Board President
Chris Hamilton Advisor
Alan Doud Chairman
Nicole Giumarra MS RD Secretary
Patrick Paggi CPA Treasurer
Beth Pandol Board President
Hon Jon Stuebbe Endowment Rep.
Alex Navarro Board President
Ira Cohen Board Member
Amy McGuire Orchestra Rep.
Doug Pierce CPA Board Member
Jason Cater Board Member
Shannon Lowther Board Member
Rick Stevens Board Member
Christine Goedhart - Humphrey Board Member
Doug Hayward Board Member
Jim Doty Board Member
Kamal Bhakta Board Member
Bradford Anderson MD Board Member
Ken Beurmann Board Member
michelle chantry Board Member
Russel Huge Board Member
xavier canez Board Member
Keith Wolaridge Board Member
Tasha Clayton Board Member

Tax year 2022

Name Title Phone Email Compensation
Holly Arnold Executive Dir. 8.4% of Rev
Bruce Peters Board President
Chris Hamilton Advisor
Alan Doud Board President
Nicole Giumarra MS RD Secretary
Patrick Paggi CPA Treasurer
Beth Pandol Board President
Hon Jon Stuebbe Endowment Rep.
Whitney Herbst Board President
Ira Cohen Board Member
Doug Pierce Board Member
Jason Cater Board Member
Shannon Lowther Board Member
Rick Stevens Board Member
Christine Goedhart - Humphrey Board Member
Doug Hayward Board Member
Jim Doty Board Member
W Michael Chertok Board Member
Kamal Bhakta Board Member
Bradford Anderson MD Board Member
Ken Beurmann Board Member
michelle chantry Board Member
Alex Navarro Board Member
xavier canez Board Member
Keith Wolaridge Board Member
Tasha Clayton Board Member

Tax year 2021

Name Title Phone Email Compensation
Stilian Kirov Board Member 6.2% of Rev
Holly Arnold Executive Dir. 5.5% of Rev
Kari Heilman Executive Director 2.5% of Rev
Bruce Peters Board President
Chris Hamilton Board President
Alan Doud Board President
Nicole Giumarra MS RD Secretary
Patrick Paggi CPA Treasurer
Hon Jon Stuebbe Endowment Rep.
Ira Cohen Advisor
Mike Raney Board President
John Estrada Orchestra Rep.
Paulette Shires Board Member
Jorge Barrientos Board Member
Cynthia Woollacott Smizer Board Member
Jason Cater Board Member
Rick Stevens Board Member
Jay Tamsi Board Member
Christine Goedhart - Humphrey Board Member
Doug Hayward Board Member
Tom Maxwell Board Member
W Michael Chertok Board Member
Bradford Anderson MD Board Member
Ken Beurmann Board Member
michelle chantry Board Member
Beth Pando Board Member
xavier canez Board Member
Keith Wolaridge Board Member
Tasha Clayton Board Member
eleanor heiskell Board Member
James Collier Board Member
C Lee Clark Board Member
Officer contact details, exact compensation figures, and active litigation are available to verified members.
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Score breakdown

Score breakdown

Financial resilience
10 / 100
weight 40%
Governance risk
45 / 100
weight 40%
Program scale
60 / 100
weight 20%
Overall
35 / 100
Priority Review

The three components combine into a single 0–100 score weighted as shown. Full methodology →

Peer comparison

Compared to 829 other orgs in CA with NTEE prefix A6.

Most-divergent component: program score sits 29 points above the peer median (60 vs. 31).

5-year trend: Structural Deficit

Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.

What's driving this score

What would change this score

The two changes that would most improve this score:

  1. Separate signing authority from fundraising authority when both are held by one person — removes the concentration penalty (~12 points).
  2. Build cash reserves to at least 3 months of operating expenses — moves financial resilience score meaningfully (~10 points).

Improving governance is a board decision. These are the levers.