Structural Deficit
Structural Deficit
Structural Deficit Market Archetype Mechanical Natural
Tier
Priority Review
Trajectory Thumbprint

Structural Deficit

What does this mean?

Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.

The Path Forward

The Truth-Teller

Forces necessary, painful cuts to preserve the core. It demands that the organization stop borrowing from its future and align its current programmatic output with actual sustainable revenue.

The Truth-Teller
The Truth-Teller
Institutional Health Scores
5-yr trend: Structural Deficit ↑
Overall
35
Score
Governance
45
Score
Financial
10
Score
Program
60
Score

Institutional Epochs

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Financial Era
Governance Era
Trajectory Era
Structural Deficit

Historical Performance

Year Revenue Top Comp Comp % Rev Score Phase Label Outlook Details
2024 Hidden Hidden — — Unknown —
2023 Hidden Hidden 16.4% 35 Critical Intervention Needed Decline Risk
2022 — — 10.3% 38 Financially Distressed Recovery
2021 — — 13.9% 32 Critical Intervention Needed Recovery
2020 — — 14.9% 31 Critical Intervention Needed Recovery
2019 — — 20.3% 29 Critical Intervention Needed Decline Risk
2018 — — 17.2% 33 Critical Intervention Needed Stable Watch
2017 — — 21.0% 33 Critical Intervention Needed Recovery
2016 — — 15.5% 31 Critical Intervention Needed Recovery
2015 — — 9.9% 32 Critical Intervention Needed Recovery
2014 — — 22.2% 24 Critical Intervention Needed Decline Risk
2013 — — 10.3% 34 Critical Intervention Needed Stable Watch
2012 — — 12.1% 34 Critical Intervention Needed Stable Watch

Officer compensation history

Tax year 2025

Name Title Phone Email Compensation
Holly Arnold Executive Dir. 9.1% of Rev
Stilian Kirov Board Member 7.3% of Rev
Beth Pandol Board President —
Alan Doud Board President —
Nicole Giumarra MS RD Secretary —
Patrick Paggi CPA Treasurer —
Tasha Clayton Board President —
Jim Bell Endowment Rep —
Helen Crosby Board President —
Alan Avery Board Member —
Ira Cohen Board Member —
Mona Pankey Board Member —
Doug Pierce CPA Board Member —
Justin Salters Board Member —
Jason Cater Board Member —
Shannon Lowther Executive Advis —
Rick Stevens Board Member —
Stephen Sanders Board Member —
Jennifer Self Board Member —
Terri Church Board Member —
Kamal Bhakta Board Member —
Bradford Anderson MD Board Member —
Ken Beurmann Board Member —
Melissa Fortune CPA Board Member —
Russel Huge Board Member —
Cory Williams Board Member —
Xavier Canez Board Member —
Mary Cervantes Board Member —
Keith Wolaridge Board Member —

Tax year 2023

Name Title Phone Email Compensation
Holly Arnold Executive Dir. 8.5% of Rev
Bruce Peters Board President —
Chris Hamilton Advisor —
Alan Doud Chairman —
Nicole Giumarra MS RD Secretary —
Patrick Paggi CPA Treasurer —
Beth Pandol Board President —
Hon Jon Stuebbe Endowment Rep. —
Alex Navarro Board President —
Ira Cohen Board Member —
Amy McGuire Orchestra Rep. —
Doug Pierce CPA Board Member —
Jason Cater Board Member —
Shannon Lowther Board Member —
Rick Stevens Board Member —
Christine Goedhart - Humphrey Board Member —
Doug Hayward Board Member —
Jim Doty Board Member —
Kamal Bhakta Board Member —
Bradford Anderson MD Board Member —
Ken Beurmann Board Member —
michelle chantry Board Member —
Russel Huge Board Member —
xavier canez Board Member —
Keith Wolaridge Board Member —
Tasha Clayton Board Member —

Tax year 2022

Name Title Phone Email Compensation
Holly Arnold Executive Dir. 8.4% of Rev
Bruce Peters Board President —
Chris Hamilton Advisor —
Alan Doud Board President —
Nicole Giumarra MS RD Secretary —
Patrick Paggi CPA Treasurer —
Beth Pandol Board President —
Hon Jon Stuebbe Endowment Rep. —
Whitney Herbst Board President —
Ira Cohen Board Member —
Doug Pierce Board Member —
Jason Cater Board Member —
Shannon Lowther Board Member —
Rick Stevens Board Member —
Christine Goedhart - Humphrey Board Member —
Doug Hayward Board Member —
Jim Doty Board Member —
W Michael Chertok Board Member —
Kamal Bhakta Board Member —
Bradford Anderson MD Board Member —
Ken Beurmann Board Member —
michelle chantry Board Member —
Alex Navarro Board Member —
xavier canez Board Member —
Keith Wolaridge Board Member —
Tasha Clayton Board Member —

Tax year 2021

Name Title Phone Email Compensation
Stilian Kirov Board Member 6.2% of Rev
Holly Arnold Executive Dir. 5.5% of Rev
Kari Heilman Executive Director 2.5% of Rev
Bruce Peters Board President —
Chris Hamilton Board President —
Alan Doud Board President —
Nicole Giumarra MS RD Secretary —
Patrick Paggi CPA Treasurer —
Hon Jon Stuebbe Endowment Rep. —
Ira Cohen Advisor —
Mike Raney Board President —
John Estrada Orchestra Rep. —
Paulette Shires Board Member —
Jorge Barrientos Board Member —
Cynthia Woollacott Smizer Board Member —
Jason Cater Board Member —
Rick Stevens Board Member —
Jay Tamsi Board Member —
Christine Goedhart - Humphrey Board Member —
Doug Hayward Board Member —
Tom Maxwell Board Member —
W Michael Chertok Board Member —
Bradford Anderson MD Board Member —
Ken Beurmann Board Member —
michelle chantry Board Member —
Beth Pando Board Member —
xavier canez Board Member —
Keith Wolaridge Board Member —
Tasha Clayton Board Member —
eleanor heiskell Board Member —
James Collier Board Member —
C Lee Clark Board Member —
Officer contact details, exact compensation figures, and active litigation are available to verified members.
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Score breakdown

Score breakdown

Financial resilience
10 / 100
weight 40%
Governance risk
45 / 100
weight 40%
Program scale
60 / 100
weight 20%
Overall
35 / 100
Priority Review

The three components combine into a single 0–100 score weighted as shown. Full methodology →

Peer comparison

Compared to 1,424 other orgs in CA with NTEE prefix A6.

Most-divergent component: financial score sits 43 points below the peer median (10 vs. 53).

5-year trend: Structural Deficit

Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.

What's driving this score

What would change this score

The two changes that would most improve this score:

  1. Separate signing authority from fundraising authority when both are held by one person — removes the concentration penalty (~12 points).
  2. Build cash reserves to at least 3 months of operating expenses — moves financial resilience score meaningfully (~10 points).

Improving governance is a board decision. These are the levers.