Structural Deficit
What does this mean?
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
The Path Forward
The Truth-Teller
Forces necessary, painful cuts to preserve the core. It demands that the organization stop borrowing from its future and align its current programmatic output with actual sustainable revenue.
Title
Representative Institutions
Institutional Epochs
Historical Performance
| Year | Revenue | Top Comp | Comp % Rev | Score | Phase Label | Outlook | Details |
|---|---|---|---|---|---|---|---|
| 2020 | — | — | — | 35 | Financially Distressed | Decline Risk | |
| 2019 | — | — | 4.2% | 35 | Financially Distressed | Recovery | |
| 2018 | — | — | — | 32 | Critical Intervention Needed | Stable Watch | |
| 2017 | — | — | — | 32 | Critical Intervention Needed | Stable Watch | |
| 2016 | — | — | — | 32 | Critical Intervention Needed | Stable Watch | |
| 2015 | — | — | — | 32 | Critical Intervention Needed | Stable Watch | |
| 2014 | — | — | — | 32 | Critical Intervention Needed | Stable Watch | |
| 2013 | — | — | 2.3% | 35 | Financially Distressed | Recovery | |
| 2012 | — | — | — | 32 | Critical Intervention Needed | Recovery | |
| 2011 | — | — | — | 26 | Critical Intervention Needed | Stable Watch |
Officer compensation history
Tax year 2022
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| ELIZABETH SIGLER | CHAIRMAN | — | ||
| SANDY JONES BOUSSARD | VICE-CHAIRMAN | — | ||
| KAYLA BAILEY | Board Member | — | ||
| GERRI COMBS | Board Member | — | ||
| AMY MILLIKEN | Board Member | — | ||
| SUSAN PAGE MINTON | Board Member | — | ||
| GARY RANSDALL | Board Member | — | ||
| GARY BROADY | Board Member | — | ||
| ALLISON MEFFORD | Board Member | — | ||
| DR PIPPA PINCKLEY-STEWART | Board Member | — | ||
| TOMMY ROSS | Treasurer | — | ||
| JULIE WEDGE | Board Member | — | ||
| KIRBY RAMSEY | Board Member | — | ||
| JESSICA CARVER | Board Member | — | ||
| TOM HARNED | Board Member | — | ||
| DEBBIE THORNTON | Board Member | — |
Tax year 2021
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| TOM CARTO | Executive Director | 5.5% of Rev | ||
| ELIZABETH SIGLER | CHAIRMAN | — | ||
| SANDY JONES BOUSSARD | VICE-CHAIRMAN | — | ||
| KAYLA BAILEY | Board Member | — | ||
| GERRI COMBS | Board Member | — | ||
| AMY MILLIKEN | Board Member | — | ||
| SUSAN PAGE MINTON | Board Member | — | ||
| GARY RANSDALL | Board Member | — | ||
| GARY BROADY | Board Member | — | ||
| ALLISON MEFFORD | Board Member | — | ||
| DR PIPPA PINCKLEY-STEWART | Board Member | — | ||
| TOMMY ROSS | Treasurer | — | ||
| JULIE WEDGE | Board Member | — | ||
| KIRBY RAMSEY | Board Member | — | ||
| JESSICA CARVER | Board Member | — | ||
| TOM HARNED | Board Member | — | ||
| DEBBIE THORNTON | Board Member | — |
Score breakdown
The three components combine into a single 0–100 score weighted as shown. Full methodology →
Peer comparison
Compared to 56 other orgs in KY with NTEE prefix A6.
Most-divergent component: financial score sits 38 points below the peer median (0 vs. 38).
5-year trend: Structural Deficit
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
Overall score has gone from 32 → 35 over 5 years (improving by 3 points).
What's driving this score
- All-volunteer org with no paid officers — governance signal is neutral (default 50), not absent.
- Financial resilience score in the bottom quartile — reserves and liabilities ratios warrant review.
What would change this score
The two changes that would most improve this score:
- Build cash reserves to at least 3 months of operating expenses — moves financial resilience score meaningfully (~10 points).
Improving governance is a board decision. These are the levers.