Structural Deficit
Structural Deficit
Structural Deficit Market Archetype Mechanical Natural
Tier
Priority Review
Trajectory Thumbprint

Structural Deficit

What does this mean?

Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.

The Path Forward

The Truth-Teller

Forces necessary, painful cuts to preserve the core. It demands that the organization stop borrowing from its future and align its current programmatic output with actual sustainable revenue.

The Truth-Teller
The Truth-Teller
Institutional Health Scores
5-yr trend: Structural Deficit ↑
Overall
35
Score
Governance
50
Score
Financial
15
Score
Program
45
Score

Institutional Epochs

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
Financial Era
Governance Era
Trajectory Era
Structural Deficit

Historical Performance

Year Revenue Top Comp Comp % Rev Score Phase Label Outlook Details
2025 Hidden Hidden — — Unknown —
2024 Hidden Hidden — — Unknown —
2020 — — — 35 Critical Intervention Needed Recovery
2019 — — 15.5% 37 Financially Distressed Recovery
2018 — — — 29 Critical Intervention Needed Decline Risk
2017 — — — 35 Critical Intervention Needed Recovery
2016 — — — 29 Critical Intervention Needed Stable Watch
2015 — — — 29 Critical Intervention Needed Stable Watch
2014 — — — 29 Critical Intervention Needed Decline Risk
2013 — — — 33 Critical Intervention Needed Recovery
2012 — — — 29 Critical Intervention Needed Stable Watch

Officer compensation history

Tax year 2026

Name Title Phone Email Compensation
GREG WOMACK Board President —
MARY BETH ZUNDO VICE PRESIDE —
BETH WOODWARD WOLFE Secretary —
TIM BERTHEL Board Member —
DICK BRAZDA Board Member —
GUIDO ESTEVES Board Member —
GENE FOWLER Board Member —
BETHANY HAGER Board Member —
BRIAN KLETT Board Member —
JIM KOUZMANOFF Board Member —
MARK LINDVAHL Board Member —
MARTH LINDVAHL Board Member —
MARI MARNO MARTIN Board Member —
DAVE SCHROEDER Board Member —
AUTSON SURPRENANT Board Member —
JENNIFER SZOTT Board Member —
RICKEY WILLIAMS JR Board Member —

Tax year 2025

Name Title Phone Email Compensation
GREG WOMACK Board President —
BETH WOODWARD WOLFE VICE PRESIDE —
MARY BETH ZUNDO Secretary —
TIM BERTHEL Board Member —
DICK BRAZDA Board Member —
DEAN CRANDALL Board Member —
GUIDO ESTEVES Board Member —
GENE FOWLER Board Member —
BETHANY HAGER Board Member —
BRIAN KLETT Board Member —
JIM KOUZMANOFF Board Member —
MARK LINDVAHL Board Member —
MARTH LINDVAHL Board Member —
MARI MARNO MARTIN Board Member —
DAVE SCHROEDER Board Member —
AUTSON SURPRENANT Board Member —
JENNIFER SZOTT Board Member —
RICKEY WILLIAMS JR Board Member —

Tax year 2021

Name Title Phone Email Compensation
JEREMY SWERLING MUSIC DIRECT 10.1% of Rev
CYNTHIA NACCO EXECUTIVE DI 9.6% of Rev
ANDREA TARQUINI OPERATIONS C 5.1% of Rev
MARLA BAUERLE-HILL Board Member —
ALEXIS BERGAN-GUZMAN Board Member —
ROBERT BOESDORFER Board Member —
FRANK BRUNACCI Board Member —
DEAN CRANDALL Board Member —
ADAM CUMMINGS Board Member —
DARREN DUNCAN Board Member —
TRAVIS MAINS Board Member —
DON MARROW Board President —
STEPHEN NACCO Board Member —
JASON ROME Board Member —
AMY SNYDER Board Member —
CANDY UNDERHILL VICE PRESIDE —
CHERI WELLER Board Member —
GAGE WOMACK Board Member —
BETH WOODARD-WOLFE Board Member —
ELIZABETH YACOBI Board Member —
MARY BETH ZUNDO Secretary —
Officer contact details, exact compensation figures, and active litigation are available to verified members.
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Score breakdown

Score breakdown

Financial resilience
15 / 100
weight 40%
Governance risk
50 / 100
weight 40%
Program scale
45 / 100
weight 20%
Overall
35 / 100
Priority Review

The three components combine into a single 0–100 score weighted as shown. Full methodology →

Peer comparison

Compared to 376 other orgs in IL with NTEE prefix A6.

Most-divergent component: financial score sits 42 points below the peer median (15 vs. 57).

5-year trend: Structural Deficit

Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.

What's driving this score

What would change this score

The two changes that would most improve this score:

  1. Build cash reserves to at least 3 months of operating expenses — moves financial resilience score meaningfully (~10 points).

Improving governance is a board decision. These are the levers.