Structural Deficit
What does this mean?
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
The Path Forward
The Truth-Teller
Forces necessary, painful cuts to preserve the core. It demands that the organization stop borrowing from its future and align its current programmatic output with actual sustainable revenue.
Title
Representative Institutions
Institutional Epochs
Historical Performance
| Year | Revenue | Top Comp | Comp % Rev | Score | Phase Label | Outlook | Details |
|---|---|---|---|---|---|---|---|
| 2023 | — | — | 12.7% | 46 | Fragile | Stable Watch | |
| 2022 | — | — | 7.9% | 48 | Fragile | Recovery | |
| 2021 | — | — | 15.2% | 35 | Critical Intervention Needed | Recovery | |
| 2020 | — | — | 17.1% | 25 | Critical Intervention Needed | Decline Risk | |
| 2019 | — | — | 16.2% | 27 | Critical Intervention Needed | Decline Risk | |
| 2018 | — | — | 16.4% | 27 | Critical Intervention Needed | Decline Risk | |
| 2017 | — | — | 14.6% | 29 | Critical Intervention Needed | Decline Risk | |
| 2016 | — | — | 10.8% | 29 | Critical Intervention Needed | Decline Risk | |
| 2015 | — | — | 14.5% | 29 | Critical Intervention Needed | Stable Watch | |
| 2014 | — | — | 13.7% | 29 | Critical Intervention Needed | Stable Watch | |
| 2013 | — | — | 10.2% | 32 | Critical Intervention Needed | Stable Watch | |
| 2012 | — | — | 14.4% | 29 | Critical Intervention Needed | Stable Watch | |
| 2011 | — | — | 12.3% | 29 | Critical Intervention Needed | Stable Watch |
Officer compensation history
Tax year 2023
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| TERESA STAUB | Executive Director | 12.5% of Rev | ||
| KELLY BARRATT | Secretary | — | ||
| PERRY BENEDUCE | PRESDIENT ELECT | — | ||
| LUKE BRESLIN | Board Member | — | ||
| CHRISTOPHER CURCIA | Board Member | — | ||
| PEDER HAGBERG | Board Member | — | ||
| MICHELLE KNOX | Board Member | — | ||
| RICHARD MURPHY | Board Member | — | ||
| MELANIE PENNEY | Board Member | — | ||
| LYNN REICH | Board Member | — | ||
| VICTORIA REIS | Board Member | — | ||
| VICKIE SNOY | Treasurer | — | ||
| DAVID STOUT | Board President | — | ||
| GINA TORELLO | Board Member | — | ||
| MICHELLE WILLIAMS | Board President | — | ||
| JACKELINE MEJIAS-FUERTES | Board Member | — | ||
| KAREN ZABARSKY | Board Member | — | ||
| KRISTINE ZULEWSKI | Board Member | — |
Tax year 2022
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| TERESA STAUB | Executive Director | 9.2% of Rev | ||
| KELLY BARRATT | Secretary | — | ||
| PERRY BENEDUCE | Board Member | — | ||
| LUKE BRESLIN | Board Member | — | ||
| CHRISTOPHER CURCIA | Board Member | — | ||
| LESLIE CURRAN | Board Member | — | ||
| KATHY DONNELLY | PAST CHAIRMAN | — | ||
| MARGOT GOLDBERG | Board Member | — | ||
| PEDER HAGBERG | Board Member | — | ||
| MICHELLE KNOX | Board Member | — | ||
| RICHARD MURPHY | Board Member | — | ||
| KRISTEN PADOVANO | Board Member | — | ||
| MELANIE PENNEY | Board Member | — | ||
| LYNN REICH | Board Member | — | ||
| VICTORIA REIS | Board Member | — | ||
| VICKIE SNOY | Treasurer | — | ||
| DAVID STOUT | CHAIRMAN | — | ||
| GINA TORELLO | Board Member | — | ||
| MICHELLE WILLIAMS | VICE CHAIRMAN | — | ||
| DARRELL WILLIS | Board Member | — | ||
| KRISTEN ZABARSKY | Board Member | — |
Tax year 2021
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| TERESA STAUB | EXECUTIVE DI | 8.9% of Rev | ||
| KELLY BARRATT | Secretary | — | ||
| JOE BARRIS | Board President | — | ||
| PERRY BENEDUCE | Board Member | — | ||
| MELANIE PENNEY CPA | Board Member | — | ||
| CHRISTOPHER M CURCIA | Board Member | — | ||
| LESLIE CURRAN | Board Member | — | ||
| KATHY DONNELLY | Board Member | — | ||
| LUKE BRESLIN ESQ | Board Member | — | ||
| MARGOT GOLDBERG | Board Member | — | ||
| PEDER HAGBERG | Board Member | — | ||
| SARA LACOMBE | Board Member | — | ||
| RICHARD MURPHY | Board Member | — | ||
| KRISTEN PADOVANO | Board Member | — | ||
| LYNN REICH | Board Member | — | ||
| VICTORIA REIS | Board Member | — | ||
| VICKIE J SNOY | Treasurer | — | ||
| DAVID STOUT | Board Member | — | ||
| GINA TORELLO | Board Member | — | ||
| MICHELLE WILLIAMS | Board President | — | ||
| DARRELL WILLIS | Board Member | — |
Score breakdown
The three components combine into a single 0–100 score weighted as shown. Full methodology →
Peer comparison
Compared to 165 other orgs in NJ with NTEE prefix A2.
Most-divergent component: program score sits 38 points above the peer median (60 vs. 22).
5-year trend: Structural Deficit
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
Overall score has gone from 27 → 46 over 5 years (improving by 19 points). A multi-year directional move of this magnitude is a signal worth investigating.
What's driving this score
- Comp-to-revenue ratio of 12.7% sits within the sector's healthy band (18–22%).
What would change this score
The two changes that would most improve this score:
- Build cash reserves to at least 3 months of operating expenses — moves financial resilience score meaningfully (~10 points).
Improving governance is a board decision. These are the levers.