Structural Deficit
What does this mean?
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
The Path Forward
The Truth-Teller
Forces necessary, painful cuts to preserve the core. It demands that the organization stop borrowing from its future and align its current programmatic output with actual sustainable revenue.
Title
Representative Institutions
Institutional Epochs
Historical Performance
| Year | Revenue | Top Comp | Comp % Rev | Score | Phase Label | Outlook | Details |
|---|---|---|---|---|---|---|---|
| 2023 | Hidden | Hidden | — | 29 | Critical Intervention Needed | Stable Watch | |
| 2022 | — | — | — | 29 | Critical Intervention Needed | Stable Watch | |
| 2021 | — | — | — | 28 | Critical Intervention Needed | Stable Watch | |
| 2020 | — | — | — | 28 | Critical Intervention Needed | Recovery | |
| 2019 | — | — | — | 29 | Critical Intervention Needed | Stable Watch | |
| 2018 | — | — | — | 29 | Critical Intervention Needed | Stable Watch | |
| 2017 | — | — | — | 29 | Critical Intervention Needed | Stable Watch | |
| 2016 | — | — | — | 29 | Critical Intervention Needed | Stable Watch | |
| 2015 | — | — | — | 29 | Critical Intervention Needed | Stable Watch | |
| 2014 | — | — | — | 29 | Critical Intervention Needed | Stable Watch | |
| 2013 | — | — | — | 25 | Critical Intervention Needed | Stable Watch | |
| 2012 | — | — | — | 25 | Critical Intervention Needed | Stable Watch |
Officer compensation history
Tax year 2023
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| CONNIE BASILE | Board Member | — | ||
| CLAIRE COLLINS | Secretary | — | ||
| GAIL DUFFY | Board Member | — | ||
| BARBARA GOMES | VICE PRESIDE | — | ||
| PAUL HERRON | Board Member | — | ||
| STEVE HUBER | Treasurer | — | ||
| SANDRA KAHN | Secretary | — | ||
| ARTHUR KORTH | Treasurer | — | ||
| PHYLLIS LACCA | Board Member | — | ||
| AVA LEWIS | Board President | — | ||
| JIM MCLEAN | Board Member | — | ||
| CATE MULARZ | Board Member | — | ||
| JEFF SOMMERS | Board Member | — |
Tax year 2022
| Name | Title | Phone | Compensation | |
|---|---|---|---|---|
| PHYLLIS LACCA | Board Member | — | ||
| CATHERINE MULARZ | Board Member | — | ||
| ARLIN PADILLA | Board President | — | ||
| MELANIE RICE | Board Member | — | ||
| RAIN ROSS | Board Member | — | ||
| MK THOMAS | Board President | — | ||
| IRA ZELDIN | Board Member | — | ||
| PATRICIA CAPALDI | Board Member | — | ||
| PETER CAPORILLI | Board Member | — | ||
| CLAIRE COLLINS | Board Member | — | ||
| GAIL DUFFEY | Board Member | — | ||
| BARBARA GOMEZ | Board Member | — | ||
| LAURIE GREENE | Board Member | — | ||
| AVA HOLLY | Board Member | — | ||
| SANDRA KAHN | Secretary | — | ||
| ARTHUR KORTH | Treasurer | — |
Score breakdown
The three components combine into a single 0–100 score weighted as shown. Full methodology →
Peer comparison
Compared to 176 other orgs in NJ with NTEE prefix A6.
Most-divergent component: financial score sits 34 points below the peer median (0 vs. 34).
5-year trend: Structural Deficit
Persistently low financial health over 5 years despite strong programmatic output. They are borrowing from their future (or bleeding an endowment) to pay for today's programs.
Overall score has gone from 29 → 29 over 5 years (stable by 0 points).
What's driving this score
- All-volunteer org with no paid officers — governance signal is neutral (default 50), not absent.
- Financial resilience score in the bottom quartile — reserves and liabilities ratios warrant review.
What would change this score
The two changes that would most improve this score:
- Build cash reserves to at least 3 months of operating expenses — moves financial resilience score meaningfully (~10 points).
Improving governance is a board decision. These are the levers.